Increasingly, new and expanded multi-factor implementations are leveraging phone-based authentication instead of security tokens, which had previously dominated the multi-factor market. This paper addresses the key drivers for this market shift and includes real-world case studies from organizations that have made the move to phone-based authentication.

The updated FFIEC Guidance on Authentication in an Internet Banking Environment sets a new standard for online banking security. The online banking threat landscape has changed dramatically since the Guidance was last updated in 2005, creating a significant gap between the FFIEC recommendations and those security measures that are actually effective in mitigating online banking fraud. This paper provides an overview of the new FFIEC recommendations, including layered security and out-of-band authentication, as well as the threat landscape which helped define it.

Many enterprises are proactively re-evaluating their strategies for authenticating end-users with methods that are stronger than traditional passwords, and solution providers are responding by developing innovative options for authentication that leverage what is arguably the most personal, indispensable and ubiquitous of all mobile devices – the mobile phone. This Analyst Insight frames the recent increase in interest in out-of-band, phone-based authentication which is discernable in Aberdeen’s research.

Malware has rapidly outpaced all other banking security threats to become the greatest threat to online banking today. It has evolved beyond simple keystroke logging functions to perform sophisticated real-time attacks, such as Man-In-The-Middle (MITM) attacks from online banking trojans like ZeuS, which defeat most of the security measures in place today. Learn the latest techniques for protecting against ZeuS and other malware.

Incidents of online banking fraud have risen to unprecedented levels. This whitepaper examine how these threats affect online banking, customer perceptions about risk and financial responsibility, and the role of out-of-band authentication in protecting against them.

When it comes to IT security, it is easy to simply stick with what you know. However, the threat landscape and the needs of your users are rapidly changing, and technology must evolve even more quickly to stay ahead of them. This paper addresses five critical factors all IT buyers should consider before either renewing a token contract or purchasing tokens for the first time, and presents phone-based authentication as a cost-effective and user friendly alternative.

By leveraging a device every user already has – their phone – PhoneFactor enables rapid deployment of cost-effective two-factor authentication. Download this free whitepaper to learn how PhoneFactor works, how it is implemented, and how it compares to other two-factor solutions.

The findings of a recent survey conducted by PhoneFactor examines the opinions and attitudes of IT security professionals on the state of IT security. It also delves into the role of and confidence in current user authentication practices.

Whether you’re planning to implement two-factor authentication for the first time or are looking to expand or upgrade your current implementation, this whitepaper will help you choose the two-factor solution that is right for your business. Key evaluation criteria will be defined and a wide range of two-factor authentication methods.