Online Banking Authentication Solutions

Secure online account logins, ACH, wire transfer, and bill pay processes for retail and commercial online banking.

• No tokens to deploy and no software or certificates for end users to install
• Authentication via a phone call or sms text message
• Out-of-band authentication with real-time fraud alerts
• Transaction verification secures high-risk transactions
• Rapid, cost effective deployment to large numbers of users

How It Works

PhoneFactor integrates with leading online banking platforms from providers like Fiserv, S1, and Digital Insight, as well as custom banking applications to add strong, out-of-band authentication for logins and transactions. PhoneFactor offers a number of integration options for rapid implementation and maximum flexibility, including direct integration via web plug-ins for Java and .Net and a web services SDK. PhoneFactor also provides a Universal Banking Gateway, which adds an authentication layer to any online banking platform without requiring that the platform be modified.

PhoneFactor’s hybrid service architecture allows financial institutions to store all critical user data within their infrastructure while leveraging the high-scale PhoneFactor Service to place authentication calls and send/receive text messages. The PhoneFactor Service is supported by a network of redundant data centers and telecommunications providers ensuring the highest level of availability.

Download

Download the PhoneFactor Agent or the SDK for .Net, PHP, Perl, Ruby or Java. Use the free version to authenticate up to 25 users. Then upgrade at any time to take add additional users and advanced features, including: