Authentication Solutions for Banking & Financial Services

Secure access to online banking and financial websites and transactions with strong two-factor authentication. Add PhoneFactor to:

Benefits

Strong Out-of-Band Authentication
PhoneFactor’s out-of-band authentication protects against even the most sinister threats, including man-in-the-middle attacks and malware which defeat security tokens and certificates. In addition, real-time fraud alerts instantly notify you when a user’s credentials have been compromised and an attack is in progress.

Easy to Setup, Manage, and Use
Users love it because there’s nothing extra to carry. Users simply login and answer the call or respond to the SMS text message from PhoneFactor to authenticate. IT loves it because it’s a snap to setup and manage. PhoneFactor seamlessly integrates with online banking applications and transaction processes.

Low Total Cost of Ownership
With no tokens to mail and nothing for users to install, it’s easy and cost effective to enable PhoneFactor for large numbers of commercial or retail customers. PhoneFactor is a fraction of the cost of security tokens with very little maintenance and customer support overhead.

Regulatory Compliance
PhoneFactor enables compliance with FFIEC and other industry regulations. – Learn More

Trusted by Industry Leaders

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Out-of-Band Authentication for Online Banking

PhoneFactor’s unique out-of-band authentication process protects against increasing threats from man-in-the-middle attacks and online banking trojans. Security tokens (both software and hardware tokens) and most other authentication methods are vulnerable to these types of attacks. In fact, PhoneFactor is the only authentication platform that offers 100% out-of-band authentication via both a phone call and a text message.

PhoneFactor works by placing an automated voice call or sending a text message to the user’s registered phone number to authenticate account logins, financial transactions, and account changes. The user answers the call or responds to the SMS text message to authenticate.

For more information on these threats and the role of out-of-band authentication in protecting against them, download the free whitepaper: Combating Online Fraud with Out-of-Band Authentication.

PhoneFactor Products

PhoneFactor offers advanced features, including: