Two easy steps for two-factor authentication:

Step 1:

Enter your username and password. Instantly…

Step 2:

PhoneFactor calls you. Just answer and press # (or enter a PIN).

-OR-

PhoneFactor sends you a text message containing a one-time passcode. Simply reply to the text message with the passcode (or the passcode and your PIN) to authenticate.

That’s It!

This simple process provides two factors of authentication through two separate channels (your computer and your telephone):

• Something you know – your password.
• Something you have – your telephone.

For a third factor of authentication, PhoneFactor prompts you to speak a short passphrase during the authentication call to add:

• Something you are – your voiceprint.

A hacker would have to know your password and have your telephone to login as you. By requiring you to also verify your secret PIN or voiceprint, PhoneFactor can further ensure that you have possession of your telephone at the time of the authentication.

The entire authentication process is completely out-of-band, which protects against malware installed on your computer and man-in-the-middle attacks.These types of attacks defeat in-band authentication methods like security tokens which require that a one-time passcode be entered into the login screen.